Canada Disability Benefit
To apply for the Canada Disability Benefit (CDB), individuals need to first ensure they have been approved for the Disability Tax Credit (DTC). The CDB is a new monthly benefit for low-income Canadians with disabilities. Applications will be accepted starting in June 2025, with payments beginning in July 2025. The Disability Tax Credit Certificate (Form T2201) is required for both the DTC and the CDB.
Here’s a detailed breakdown of the application process:
1. Disability Tax Credit (DTC) Application:
Form T2201: Complete the T2201 Disability Tax Credit Certificate.
Medical Practitioner: A medical practitioner must fill out and sign the sections of the form related to your disability.
Submit to CRA: Submit the completed form to the Canada Revenue Agency (CRA).
2. Canada Disability Benefit (CDB) Application:
Eligibility:
To be eligible for the CDB, you must be aged 18 to 64 and have been approved for the DTC.
Application Process:
The CDB application process will be announced closer to June 2025, but it’s expected to involve applying through the new My Service Canada Account (MSCA).
Income Thresholds: Payments are based on income thresholds, with those below the threshold receiving the maximum benefit.
3. Key Considerations:
Documentation: Ensure you have all necessary documentation, including proof of your Social Insurance Number (SIN).
Spouse/Partner: If you are married or in a common-law relationship, your spouse or partner may also need to file an income tax return.
Waiting Period: Be aware that there may be a waiting period for both the DTC and the CDB.
4. Where to Find More Information:
Canada.ca (Canada Disability Benefit website): This website provides a central hub for information about the CDB, including application details and eligibility criteria.
Canada.ca (CRA website): For information about the DTC, including how to apply and submit your form.